Loans

To apply: Log into Online Banking and complete the application, call us, or stop by the Credit Union.

Share Covered Loan
2% over current dividend rate paid 15 year maximum term
Credit Builder Loan:
$1,000.00 Loan / 2% over current dividend rate paid 2 year maximum term
Signature Loan:
$15,000.00 maximum / 12% Interest Rate 3 year maximum term
Home Equity: *See Loan Officer for current rates
1st Position 15 year maximum term
1st Position 20 year maximum term
1st Position 30 year maximum term
C.U. will loan up to 80% of appraised value of primary residence. Fixed interest rate.
2nd Position 10 year maximum term
2nd Position 15 year maximum term
C.U. will loan up to 80% of appraised value of primary residence (less 1st Mortgage). Fixed interest rate.
Collateral: (cars, trucks, vans)
Must have 10% down if vehicle is over $50,000.00
Must have 20% down if vehicle is over $70,000.00
New Vehicles: (3 yrs old and newer)
Down Payment 48 mo. or shorter 49 mo. to 72 mo. 84 mo. (New only)
0 Down 3.49%* 4.49%* Over $50,000
10% Down 2.99%* 3.99%* 3.99%*
20% Down 1.99%* 3.49%* 3.49%*
Used Vehicles: (4 yrs and older)
Down Payment 48 mo. or shorter 49 mo. to 72 mo.
20% Down 3.99%* 5.49%*
10% Down 4.99%* 5.99%*
20% Down 3.99%* 5.49%*
Recreational Vehicles: (vehicle loan rates apply)
Sea Doos, Jet Skis, Snowmobiles New: must put 10% down
Used: Appraisal, 20% down
New 6 year max term financing
Used 3 year max term financing
Motorhomes (Vehicle loan rates apply) Up to $30,000.00: must put 10% down 8 year max term
$30,001.00 - $50,000.00: must put 20% down 8 year max term
$50,001.00 and up: must put 20% down (vehicle loan rates apply) 15 year max term
Travel Trailers, 5th Wheels, Boats, Airplanes, Farm Equipment, Motorcycles, Etc.(Vehicle loan rates apply) Up to $30,000.00: must put 10% down 8 year max term
Over $30,001.00: must put 20% down 8 year max term
Manufactured & Mobile Homes
Must be set on a foundation New purchase: Must put 20% down - 8.00%*
Used purchase: Must put 20% of appraised value down - 8.50%*
(Length of loan will be determined by amount of purchase with term of up to 10 yrs maximum)