Loans

To apply: Log into Online Banking and complete the application, call us, or stop by the Credit Union.

Share Covered Loan
2% over last dividend rate paid 10 year max term
Credit Builder Loan:
2% over last dividend rate paid 2 year max term
Signature Loan:
$15,000.00 maximum 3 year max term
Home Equity: *See Loan Officer for current rates
1st Position 15 year max term
1st Position 20 year max term
1st Position 30 year max term
C.U. will loan up to 80% of appraised value of primary residence. Fixed interest rate.
2nd Position 10 year max term
2nd Position 15 year max term
C.U. will loan up to 80% of appraised value of primary residence (less 1st Mortgage). Fixed interest rate.
Collateral: (cars, trucks, vans)
Must have 10% down if vehicle is over $50,000.00
Must have 20% down if vehicle is over $70,000.00
New Vehicles: (3 yrs old and newer)
Down Payment 48 mo. or shorter 49 mo. to 72 mo. 84 mo.
0 Down 2.99%* 3.99%* Over $50,000
10% Down 2.49%* 3.49%* 3.49%*
20% Down 1.99%* 2.99%* 2.99%*
Used Vehicles: (4 yrs and older)
Down Payment 48 mo. or shorter 49 mo. to 72 mo.
0 Down 4.99%* 5.99%*
10% Down 4.49%* 5.49%*
20% Down 3.99%* 4.99%*
Recreational Vehicles: (vehicle loan rates apply)
Sea Doos, Jet Skis, Snowmobiles New: must put 10% down
Used: must put 20% down
New 6 year max term financing
Used 3 year max term financing
Motorhomes Up to $30,000.00: must put 10% down 8 year max term
$30,001.00 - $50,000.00: must put 20% down 8 year max term
$50,001.00 and up: must put 20% down 15 year max term
Travel Trailers, 5th Wheels, Boats, Airplanes, Farm Equipment, Motorcycles, Etc. Up to $30,000.00: must put 10% down 8 year max term
Over $30,001.00: must put 20% down 8 year max term
Manufactured & Mobile Homes
Must be set on a foundation New: must put 20% down-7.75%*
Used: must put 20% of appraised value down-8.25%*
(Length of loan will be determined by amount of purchase with term of up to 10 yrs maximum)